If you are planning to purchase an apartment building, a condominium or any multifamily residential complex, we are here to assist. In most cases, we can get a multifamily loan approved for you for 85% of the total value of the property.

We are an apartment mortgage company offering a wide variety of financing options for apartment loans nationwide. We offer aggressively priced apartment loans.

Our company has partnered with Fannie Mae, Freddie Mac, HUD, FHA, REITs, Conduit, banks, and selective institutional investors.

We are an apartment mortgage solution provider offering highly customized solutions to help meet the investment needs and requirements of our clients.

Whether you need a purchase loan for multifamily apartments or an apartment loan refinance we can help you by providing the lowest possible rates and a hassle free process. Our goal is to make the process of getting your multifamily loan quicker and easier than ever. We provide the most comprehensive apartment financing programs available. Whether you’re looking for a conduit, traditional, or stated income apartment loan, we will meet both your individual and professional investment objectives. We can help you in getting:

• Low rates for apartment purchase loans or to refinance apartment loans
• Up to 85% financing for apartments and multifamily properties of all types
• Terms for fixed rates from 5 – 7 years
• Apartment Loan amortization up to 25 years in some cases
• Low and flexible prepayment penalties with the ability to buy down the term
• Low overall loan costs and -0- due diligence fees!
• Loan Amounts from $500,000 to $50,000,000

Our Lending Programs:

• Small apartment loans – Multifamily mortgages ($1-$5 Million)
• Mid-balance apartment loans – Multifamily mortgages ($5-$25 Million)
• Large apartment loans – Multifamily mortgages (No Maximum)

If you have a commercial financing need, our company has a program for you.

Whether you desire to purchase, refinance, or construct a commercial building, we are your best source for financing.

We have an unlimited nationwide financial network available so a loan package can be tailored to suit your specific needs.

Most loans are asset-based, relying on the property income potential and value, which enables us to provide financing for a wider variety of projects than most lenders. Competitive rates for all types of income property financing. A wide variety of property types and credit quality can be considered for the commercial mortgage financing program.

Steady cash flow is the blood line for any commercial construction project whether you are building an office building, retail center, industrial building, or any other type of income-producing property.

We have a range of loans for construction of commercial property to fit your unique requirements.

Our seasoned commercial lending officers have years of expertise in construction financing.

Our team of commercial construction experts includes accountants, engineers, and other principals who make sure you achieve your desired goals.

A construction loan is a loan that help the borrower to build, expand, rehabilitate, or reposition a property. In most cases loans to finance a real estate development project fall under two broad categories, although sometimes these two loans will also be combined into one:

Short term financing. This caters the financing needs for the construction and lease up phase of the project.

Long term permanent financing. Once a project becomes stabilize and leases up to the market level of occupancy, the construction loan is “taken out” by longer term permanent financing.

Following plays a vital role in decisions related to a commercial construction loan:

• Value of the finished project must be more than the cost of construction.
• Loan-to-Value Ratio
• Loan-to-Cost Ratio
• Debt Service Coverage Ratio
• Net-Worth-to-Loan-Size Ratio

If you have any questions about the Contruction Financing contact our mortgage advisors now.

Conventional loans are the most common type of loans that are not insured or guaranteed by the government.

These loans adhere to Fannie Mae guidelines.

Fannie Mae, or Federal National Mortgage Association, is a corporation created by the federal government that buys and sells conventional mortgages.

It sets the maximum loan amount and requirements for borrowers.

Conventional loans offer better interest rates than non-conventional loans. The decision on qualification belongs solely to the lender and there may be fewer restrictions on the applicant’s personal financial situation than a government-backed loan. These loans typically involve a 25% equity injection. These loan programs are typically useful for long term construction financing for new builds of all kind of commercial property types.

We are offering low, long term fixed rates and flexible underwriting. Conventional loans are available nationwide for both investors or owner-users.

If you are looking for a conventional loan, contact our mortgage advisors now.